Mintos is a peer-to-peer lending marketplace that connects investors with borrowers of various loan originators. It is an easy and transparent alternative to the traditional banking system.

At Mintos both retail and institutional investors can invest in fractions of loans originated across Europe. Currently, Mintos serves mortgage loans, personal unsecured loans, secured car loans, and small business loans. The minimum investment in one loan is EUR 10.

Loan originators, on the other hand, by connecting to the Mintos platform get an instant access to investors that are looking to purchase loans.

Mintos has raised 1 million euro in venture capital to date. That has helped them in forming a strong team and an experienced board of directors.

Using technology, Mintos lets investors to invest in loans issued by loan originators that have connected to Mintos platform.

This is how it works:

  1. Borrowers apply for a loan at the loan originator.
  2. Loan originator evaluates the application, sets an interest rate and lends money from its own funds.
  3. The loans are then listed on the Mintos platform, where both individuals and companies can select loans to invest in, therafter receiving monthly principal and interest payments.