Top 5 P2P investment Platforms in Europe. Peer-to-Peer lending is a new emerging solution for investors. In its simplest form, you as an investor give money to one or more individuals or businesses, who later pay back the money with interest at the end of the term.
Using P2P platforms gives you quick access to the money you need. With a bank that may take weeks or even more for you to get the amount, you are looking for.
With P2P lending, you might even able to secure a deal with the lender and have the money in your account all in one day. This is an important benefit for both sides of P2P lending!
TOP 5 P2P Investment Platforms offering highest ROI
1. Crowdestate offers to earn 18.73% average annual returns
Crowdestate is a real estate crowdfunding marketplace that connects real estate developers with investors all over the world. Real estate is one of the key asset classes which is considered to be a secure investment providing regular cash flow and long-term capital growth. The platform already has more than 29000 investors who have lent more than 61 million euros.
2. Envestio offers to earn 18.65% average annual returns
Started as a private investment fund in 2014, Envestio is now one of the leading companies in the industry of “New Finance” or “Finance 2.0”, which offers investors from different countries premium investment opportunities through online crowdinvesting marketplace. At Envestio they offer to the public investors only those investment projects, which successfully passed a thorough and unbiased due diligence process, conducted by their professional team.
3. Finbee offers to earn 17.94% average annual returns
FinBee is an online p2p lending and investing platform. Since launching in Lithuania in 2015, their main goal is to find solvent borrowers and to provide solid returns to investors. Since first quarter of 2017 Finbee also provide lending services for small and medium enterprises(SMEs). Finbee’s goal is to become one of the leading direct p2p lending companies in continental Europe.
4. NEOFinance offers to earn 17.49% average annual returns
Neofinance is Lithuanian based P2P lending platform that focuses on personal loans and works directly with borrowers (not via loan originators).
Neofinance has been launched in 2015, and they became the leading P2P lending platform in Lithuania within the first year in terms of issued loans. Since the start, Neofinance has already granted loans for almost 20.5 million euro. Already almost 6900 investors trust this platform and get very high ROI, which is in average 17.49%
5. Crowdestor offers to earn 16.92% average annual returns
Crowdestor. It gives everyone the opportunity to invest directly in real estate and business projects without middlemen and hidden conditions or costs. With Crowdestor you can start investing from 50 euro with an annual interest rate from 12%.
There are two types of crowdfunding models Crowdestor offers:
1) Classic crowdfunding – way of raising capital for business from multiple investors by giving pledges or collaterals on it.
2) Equity crowdfunding – way of raising capital for business from multiple investors by selling parts of equity off.
Crowdestor works under the jurisdiction of Estonian law. The central office and working team are based in the heart of the Baltic States – Riga, Latvia.