PeerBerry review shows that PeerBerry is on of the fastest growing Latvian-based peer-to-peer lending marketplaces, focused on the consumer loans. Company was founded in the end of 2017 where over than 5140 investors have already invested more than €59 million in loans and have received €419 thousand in interest.

PeerBerry is the ultimate alternative investment marketplace with up to 13% return on investment and easy to use cutting edge investment tools. With PeerBerry you earn your lifestyle investing in consumer loans originated by credible non-banking lenders from across Europe.

Key facts about PeerBerry

Estimated annual returns: 11.67%
Launched: 2017
Autoinvest: Yes
Loan security: Yes
Provision fund: No
Buyback guarantees: Yes
Registered investors: 5140 in March 2019
Minimal investment: €10
Time to become invested: Up to 2 working days
Time needed managing: Low
Regulation: Not regulated
Country of operation: Latvia
Defaulted loans: N/A
Borrowers verification: By loan originators
Accepted currencies: Euro
Accepts investors from: Worldwide

PeerBerry Review: Pros and Cons


– User-friendly and intuitive dashboard for investors
– Investment policy can be tailored to purchase whole loans based on pre-defined criteria or invest into fractional loans across the market
– International business architecture
– BuyBack guarantee
– Competitive interest rates up to 13%
– Fast ID verification and time to become money invested (in my example one day)
– Good traction with more than €59 million of loans funded


– Not Regulated


Mintos, Twino, Savy, Neofinance, RoboCash, Viainvest

PeerBerry review: What I have experienced so far…

Firstly, some words about opening account at PeerBerry. For me it was easy process, all I needed was to click Register and fill personal information. And that’s it. Later you can deposit funds to Paysera account (can take up to 2 working days) and start investing.

Secondly, some facts about my experience when using PeerBerry investment opportunities: as an investor you can choose to invest manually or do it in automated way. Both ways offers enough loan opportunities. I always try to use manual investment strategies because you can look more deeply into the loans when just by leaving everything to auto invest tool. The good thing about short-term loans is that you can easily access your money as the maturity of loans is around 30 days plus all loans have a 100% buyback guarantee (that is one the things that attracts P2P investors). However, there is not risk rating, and that is why I have chosen manual investment strategy in order to evaluate information provided at PeerBerry: such as loan amount, interest rate, term, country of issuance, and borrower details – age, gender, number of loans taken, the date when borrower became a customer of the loan originator. There is no secondary market, however there is no need for that as all loans are short term.

Thirdly, Peerberry do not send information to Tax Agencies or deducts taxes. So, you have to do it yourself.

All in all, PeerBerry is a young P2P marketplace, however they have already issued more than €59 million in loans, has a big amount of investors and offers to them attracting returns. Moreover, the platform has user-friendly and intuitive dashboard and nice autoinvest tool. On the other hand, PeerBerry operates in Latvia, where P2P lending market is not regulated (you have to take that into consideration). Overall, PeerBerry so far offers good returns and Buyback guarantee and this attracts P2P investors.

PeerBerry review is written by Tomas Medeckis